Unless you are selling knives every day, skip the electronic machine. I have a non-cancellable lease, to the tune of about $30/month on mine, and I have never used it.
The best deal I got (finally, after having been burned a couple of times) was by joining the local retailers association ($70/year). The handle all my credit card transactions, the details of which are the same as Jonathan's.
Worth doing if you are serious about selling your work.
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