Rick,
I haven't read the faq, but you need to have your pics hosted somewhere (on your own site, if you have one... or at a photo hosting site like
Fototime (it runs about $25 year)
Once you have your pics hosted, just get the link information (URL) from the host site. Click the IMG button in the posting window and fill in the URL. Finish your post with whatever text you want and Click submit reply.
If you don't have a host and would like to get some pics up right away, email them to me as an attachment and I'll post them for you!
I hope this helps!
Bob Sigmon
The thread that I was refering to is
Help on posting Photo on the CKD Forums