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I have the Visa / Mastercard phone-entry system. The credit card company really wanted me to use a computer system, but they also didn't have software for Mac. I had to convince them that I attend shows all the time to get the phone-entry system. I've had about 5 requests for Am-Ex in about 8 years, so I'm not paying for it.
I was going to suggest what Ed did as far as Paypal goes.
As far as web sales payment goes, I insist that my customers call me rather than use some kind of shopping cart. It's more personal and puts folks at ease when they talk to the artisan. Besides, I NEVER use those shopping cart credit card entry online things myself...
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